The best abode for your comfort is your home, and nothing can replace that. Housing is very essential to our needs in life. Amazingly, the structure of housing and how people are meant to live in it differs in many countries across the world. If you want to leave your country for Canada, to live happily you should not only envisage yourself settling in a comfortable place or apartment, but you have to consider major factors and also the difficulties associated with looking for affordable housing as a newcomer in such a strange place.
Aside from that, you will also have to determine whether staying in Canada is worth it and what you hope to undertake, whether you are looking for a job or going there to become a permanent resident. Relocating to Canada will seem like a fulfilled dream to you and your loved ones, but you must be prepared for the risks and challenges of finding affordable housing as a newcomer, which would possibly be the first thing that comes into your mind.
Finding affordable housing in Canada is not easy, and even if your tabs are on a vacant one, you won’t be able to pay rent outrightly due to certain procedures that need to be followed. Funny enough, the landlords in Canada have a strong adherence to this process and won’t approve any rent if such requirements have not been met. This blog post guides you on how you can find affordable housing anywhere in Canada provided that certain requirements have been met and duly observed. Let’s rush through what these requirements are and as well as why they are considered important before renting an apartment out to anyone.
As far as housing is concerned and you want to get approved by any landlord in Canada, here are 10 common requirementsyou might be asked about. On the bad side, failure to provide some of them led to your rental application being rejected. Below are the requirements with detailed explanations:
- Proof of Identity: The landlord will be very curious to know who you are and where you came from, which also includes your family or attachment to anyone. This is done to verify your identity. To some point, the landlord might request your government-issued photo identification, like a passport or driver’s license. Another reason why proof of identity is done is to establish your legal status in Canada as a newcomer.
- Proof of Income: Are you renting the house intending to keep up with the rental cost after the due date? This is necessary because the landlord would want to know if you can afford the rent even as an international student. To state your proof of income you’ll provide certain documents like employment letters, pay stubs, or job contracts and your capability to cover rental costs and other utility fees throughout your stay in Canada.
- References: The landlord may also enquire about your past relationships with other individuals, especially your previous landlords to assess your character and reliability as a tenant. In some cases, it may be your employers or personal references who have what it takes to vouch for your responsibility and trustworthiness in every transaction.
- Rental Application Form: This is very crucial and without it, you will be unable to secure affordable housing as a newcomer in Canada. This form is meant to capture the basic details about you which includes your rental history and your financial situation. It also eases the task of your landlord to assess your suitability as a tenant and to understand your needs and preference. This will guide him toward deciding on your case.
- Credit Check: Since you’re a newcomer, you should know that before renting any affordable housing around Canada, you must be creditworthy otherwise, the landlord won’t accommodate any explanations. Having a positive credit history which suggests responsible financial behavior would be what you should be able to establish because a poor credit history could raise concerns about your ability to meet rent payments in the future.
- Letter of Employment: Even if you’re a newcomer in Canada, you have to be among the working class to rent affordable housing, ng and have a good standard of living. A letter from your employer that verifies the nature of your job, status, monthly income, and other employment-related information could be relevant to your landlord to ensure that you have a stable income and also be able to pay back when the rent is due.
- Co-Signer or Guarantor: They are very important you have insufficient funds or limited credit history to secure your rent, then landlords might ask for a co-signer or guarantor. Therefore, such an individual agrees to take responsibility for the rent if you are unable to pay. Note that the agreement would be based on your mutual interests and consideration.
- Rental History and References: Did you fare well with your previous landlords? Were you able to renew your rent immediately after it became due? Or do you have any other past rental experience that might affect your chances of securing accommodation in Canada? They will enquire about these and also require you to give a piece of detailed information about your previous rental address and duration of stay. This might involve contacting your previous landlords to asses how you’ve maintained the previous rental properties and whether you’re likely to be a respectful and responsible tenant.
- Bank Statements: When it comes to verifying the genuineness of any transactions, presenting a bank statement could be the best way to give a clearer picture based on your financial health. Bank statements are highly relevant because it shows your savings and transaction history which can reassure landlords once again about your ability to manage rental costs and other housing expenses.
- Pet Policy: This may seem unnecessary in some cases but if you are a lover of pets, or you own one, the landlords may have specific policies regarding pets on the property. Subsequently, they might request information about your pets, their breed, size, and behavior. Some landlords might seem weird to the extent of asking for a pet deposit to cover potential damages.
- Rental Insurance: Regarding business outfits and business outfits insurance plays a significant role. Therefore, landlords might require you to have tenant insurance to cover potential damages to your belongings and liability for accidents within the rental unit, which helps protect both you and the landlord in case of unexpected events.
- Letter of Explanation: If there are any defects in your employment history regarding low credit scores or other lapses, a formal letter of explanation can help address these concerns proactively. It demonstrates your honesty and provides context for any anomalies in your application.
We earlier stated that finding ideal and affordable housing in Canada is very difficult, and aside from mentioning the requirements needed to be met, some strategies and resources enable you to secure a comfortable place for cheap here you can call home. Being a newcomer in such situations requires you to leave no stone unturned by exploring several measures to find a housing solution that fits your budget and preference. We’ll delve into the 5 best ways you can find affordable housing as a newcomer in Canada.
1. Research and Utilize Government Programs and Subsidies
This is the first step that must be taken seriously. Various favorable government programs and subsidies embarked upon will serve as a leading point toward securing affordability. So you need to research and tap into these areas to find out if there’s anything vacant for rent or houses whose rent costs have been deflated.
Meanwhile, at all levels, the Canadian government provides housing assistance and initiatives to individuals and families having a low flow of income. It is left for you as a newcomer to capitalize on this golden opportunity. Some of these programs include the Canada Housing Benefit, Rent Supplement Programs, and the Affordable Housing Innovation Fund. These programs are known to provide significant financial relief to newcomers who are looking to settle into their new lives without shouldering heavy housing cost burden.
2. Connect with Local Settlement Services
This is another approach that has proved successful in various instances. You can connect with local settlement services to find affordable housing as a newcomer. Luckily for newcomers, there are several settlement agencies and organizations in Canada that specialize in assisting immigrants with their trips to Canada, including finding suitable housing options. With this service, you get access to know more about rental listings, and housing resources, and even the extent of helping you dive deep into the complexities of the Canadian housing market. These settlement services are known to be well-equipped to offer cultural and language assistance, making the housing search process more manageable and less intimidating for newcomers.
3. Network and Leverage Online Resources
Today’s digital age isn’t complete without relevant online resources and certain social media platforms which helps to connect potential housing dwellers with estate agents and landlords irrespective of the location. Note that numerous websites and apps are dedicated to listing rental properties, connecting landlords with tenants, and providing valuable insights into local housing markets. Websites and platforms such as Craigslist, Kijiji, Facebook Marketplace, and others can be particularly useful during research. Subsequently, it establishes a relationship between you and other Canadian newcomers who have successfully navigated the housing landscape.
4. Consider Co-Living and Shared Accommodations
If you are a student, coming over in pursuit of your education, co-living with a friend or a fellow student would be the best option. This in turn practically reduces the housing costs significantly by saving more money, sharing the housing costs, and also establishing a strong connection and relationship with fellow students, newcomers, and other residents. Additionally, shared accommodations, such as renting a room in a house or apartment, can be a more budget-friendly option compared to renting an entire unit on your own.
5. Explore Housing Options in Less Expensive Areas
Remember that you’re beginning your life as a newcomer in Canada. You shouldn’t focus solely on one region or neighborhood but scout through the nooks and crannies of the city you choose to settle. After considering where to rent a house, you must make sure that it is something you can afford. Meanwhile, some areas may have lower housing costs due to factors such as distance from downtown, accessibility to public transportation, or community demographics. Instead of prioritizing safety and proximity to essential amenities, expanding your search to slightly less expensive areas can open up more affordable housing possibilities.
Frequently Asked Questions
How do immigrants find housing in Canada?
Lots of organizations that help immigrants settle down also offer assistance with housing stuff, like finding a place to live and knowing your tenant rights and duties.
Can I get an apartment in Canada without a visa?
If you’re looking for a regular rental, having a tourist or student visa is usually a must. But even if you’re just popping in for a quick visit, you can still go for a short-term or vacation rental.
How much is a single room in Canada?
According to a website, around March 2022, the typical cost of renting a single room in Canada was around $834. The priciest spots were British Columbia and Ontario, with rents at $1,053 and $934 in that order.
What is the easiest way to immigrate to Canada?
If you’re aiming for permanent residency in Canada pronto, the express entry programis your ticket. But here’s how it goes; you have to be skilled in terms of work. It’s a points game, based on your experience, education, qualifications, and skills. The higher your score, the better your chances.
How many students can earn in Canada per month?
Shiksha suggests that students working in Canada usually make around $13 to $25 per hour, but if they’re doing specialized work, they might earn as much as $30 to $75 an hour. The minimum wage can be anywhere from $11.45 to $22.50 per hour, depending on where they’re working.
To sum everything up, it is important to understand why you decide to relocate to Canada and how it affects your chances to get affordable housing as well as a good-paying job, and having a family of your own. Putting every step in this piece into consideration, you will express the comfortability that comes with living in the Great White North.